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Home Insurance Costs with Deductible Scenarios in Ottawa County, OH & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Ottawa County, OH $145400 $511 $703
Woodville, OH $139700 $518 $713
Lindsey, OH $106400 $461 $634
Kelleys Island, OH $292700 $704 $968
Curtice, OH $160500 $549 $755
Ottawa County, OH $145400 $511 $703
Sandusky County, OH $111900 $457 $629
Put-in-Bay, OH $364600 $816 $1,122
Bay View, OH $116000 $479 $659
Margaretta, OH $142900 $487 $670

Impact of Coverage Amount on Home Insurance Cost In Ottawa County, OH

Coverage Amount Home Insurance Cost ($)
$100,000 $399
$200,000 $1,524
$300,000 $1,886
$400,000 $2,399
$500,000 $3,071
$750,000 to $1000,000 $3,551
Above $1000,000 $4,198


Ottawa County, OH Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Ottawa County, OH Average Home Insurance Cost$711.98
State Average Home Insurance Cost$712
Difference Vs national Average-512.02

Top Homeowners Insurance Companies in Ottawa County, OH

Insurance Provider Average Homeowners Insurance Cost($)
Nationwide $1,192
1 $1,157
Liberty Mutual $1,067
Farmers $954

Ottawa County, OH Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -93 619
One Claim +50 762
Two Claims +100 812