Check out the most popular Home Insurance agencies & companies in Dublin, OH & compare the best quotes from them.
Homeowners insurance is an essential element of homeownership where you can secure your property and yourself during unforeseen circumstances. Homeowners insurance cost is decided after considering certain factors, including the age of the home, the material used to construct your house, past claim history, and deductibles.
According to the research conducted by Cenego, the average insurance rate in Dublin, OH, is $1039.74. The national average premium is $1224. Therefore, it is necessary to comprehend the home insurance rates in Dublin, OH.
Check out the cost applicable for different deductibles in Dublin, OH.
Cost of Deductibles in Dublin, OH
The deductible is the amount of money a homeowner pays out of pocket before their insurance policy pays any claims. By choosing a higher deductible, homeowners can lower their monthly premiums.
Homeowners in Dublin, paying a deductible of 500, have to pay a premium of $1028. Policyholders paying a deductible of 1500 and 2000 have to pay $875 and $795, respectively. Homeowners can avail of a discount of $109.74 and $159.74 on deductibles of 1000 and 1500, respectively.
Cost based on Age of the Home
The age of the home plays a crucial role in specifying the cost of home insurance. As homes age, so do the installed systems and materials.
For instance, if you stay in a home older than 30 years and likely need many improvements, then the premium charged will be higher than the newly built house. Older homes are more prone to property damage, repairs, and renovations.
In Dublin, houses that are 40 or 50 years old pay $1067 and $1080, respectively. On the other hand, newly built homes are less prone to damage, and home insurance companies offer substantial discounts to newly constructed homes. For instance, newly built homes in Dublin can avail of lower insurance of $770. Therefore, the older the home, the higher the premium charged.
Cost based on the Systems installed in the Home
Homes with unique and distinctive features are more likely to demand a higher premium. For instance, homeowners with a swimming pool in their homes have to pay a premium of $1061. In addition, homeowners who may have a swimming pool with a diving pool or a slide can get insurance for $1092 and $1103, respectively.
Cost based on the Claim History
Policyholders can take advantage of discounts to reduce the cost of homeowners insurance by displaying zero claim history. By providing a history of zero claims, homeowners have to pay a premium of $905, whereas policyholders with one and two claims have to pay a premium of $1113 and $1165, respectively. So, the higher the number of claims, the higher the premium added to the insurance.
Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
---|---|---|
State Farm | A | 20.9% |
Allstate | A+ | 10.89% |
Liberty Mutual | A | 8.64% |
Nationwide | A+ | 7.28% |
GEICO | A++ | 3.2% |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Edmund Baker | 16505 Square Dr 43040 |
(937) 644-9118 | |
Todd D Greenwalt Lutcf | 150 E Mound St Ste 202 43215 |
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Sunny Singh | 111 W Johnstown Rd 43230 |
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Kenneth R. Strohmayer | 1271 CRESCENT HEIGHTS RD 43302 |
740-387-7223 | |
Tom Keating Lutcf | 700 S High St 43206 |
(614) 745-8199 | |
Blake Prow | 2844 Johnstown Rd 43219-1772 |
614-471-5557 | |
John Palmieri Jr. Lutcf | 115 LONG STREET 43103 |
740-983-3211 | |
Justin Jemela | 500 S FOURTH ST 43206 |
614-228-4496 | |
Dylan Hayes | 104 E College Ave 43081 |
(614) 306-2726 | |
Dawn Tully | 3821 N High St 43214 |
(614) 451-6600 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Steven E Laubach | 5108 Cemetery Rd 43026 |
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Alan Murray Rubin | 2810 London Groveport Rd 43123-9590 |
614-539-3333 | |
Kenneth R. Popovich | 202 E FRANKLIN STREET 43326 |
419-673-8256 | |
Noltensmeyer Ins Serv Llc | 511 MAIN ST STE A 43125 |
614-837-9464 | |
Kenneth Rhodes And Associates Inc. | 50 E OLENTANGY ST STE 320C 43065 |
614-602-5770 | |
Noltensmeyer Ins Serv Llc | 1857 NORTHWEST BLVD STE 203 43212 |
(614) 655-5635 | |
The Pizzichillo Agency Inc | 90 E Wilson Bridge Rd Fl 1 43085 |
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Marvin L. Jenkins | 103 Bigelow Ave 43064-1139 |
(614) 873-4431 | |
Tammy V Watt | 6037 Frantz Rd Ste 107B 43017 |
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Noltensmeyer Insurance Services Llc | 4490 WINCHESTER PIKE 43232 |
(614) 837-2131 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Rhonda Evans | 2020 Brice Rd Ste 120 43068 |
(614) 837-6391 Email:rhevans@geico.com |
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Jim Irvin | 482 HARCOURT RD 43050 |
740-397-2333 Email:jirvin@geico.com |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Kurt Hawley | 38 E CHERRY STREET www.kurthawley.com 43074 |
740-362-5601 | |
John Parker Jr | 3136 BROADWAY SUITE 103 www.johnparkeragency.net 43123 |
614-875-3010 | |
Rich Sheley | 327 S Main St 45344 |
(937) 845-0004 | |
Sean Gorham | 5108 Cemetery Road www.seangorham.com 43026 |
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Ted Kosmidis | 1553 Commerce Road www.sfcommack.com 45504 |
(937) 203-2704 | |
Ann Percy | 139 S Sunbury Rd www.askannpercy.com 43081-9305 |
614-890-1166 | |
Jim Iagnemma | 122 E HIGH ST www.jimiagnemma.com 43050 |
740-392-9111 | |
Caughey Hearn | 6422 Winchester Blvd www.chearnagent.com 43110-2005 |
614-834-9566 | |
Rich Ziegler | 438 E Wilson Bridge Rd Ste 105 www.richziegler.com 43085 |
(614) 769-6436 | |
Steven Dennis | 154 N Chillicothe St 43064 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Scott A. Panyi | 1944 Baltimore Reynoldsburg Road 43068 |
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Socorro Ins Agcy | 3235 Genevieve Dr 43219 |
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J L Massie Ins Agy | 7100 N HIGH ST STE 300 43085 |
614-848-3000 | |
Dempsey Young | 999 N 21st St 43055 |
(740) 366-7391 | |
Kurt Hesser | 15 MIDDLE ST 43021 |
614-761-2825 | |
Bancorpsouth Ins | 1043 E 6th Ave 43130-3255 |
740-687-1961 | |
Marvin Rich | 5038 Cemetery Rd 43026-1642 |
(614) 876-1224 | |
Steve T Lee | Po Box 928 Mount\u00a0Vernon 43050 |
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Jim Jones | 400 N MEMORIAL DR 43130 |
740-654-0532 | |
The Ins. Store Inc | 20 E Maple St 43060 |
Liberty Mutual | State Farm | GEICO | |
Median Home Value ($) | 372,110 | 322,110 | 332,110 |
Construction year | 1998 | 2011 | 2009 |
Home Coverage ($) | $300000-$350000 | $250000-$300000 | $300000-$350000 |
Total Premium ($) | $1390 | $965 | $936 |
Home Insurance Company | Multi Policy Discount (%) |
---|---|
Liberty Mutual | upto 19% |
Nationwide | upto 5% |
GEICO | upto 15% |
Allstate | upto 22% |