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Average Cost of Homeowners Insurance in Dublin, OH

Homeowners insurance is an essential element of homeownership where you can secure your property and yourself during unforeseen circumstances. Homeowners insurance cost is decided after considering certain factors, including the age of the home, the material used to construct your house, past claim history, and deductibles.

According to the research conducted by Cenego, the average insurance rate in Dublin, OH, is $1039.74. The national average premium is $1224. Therefore, it is necessary to comprehend the home insurance rates in Dublin, OH.

Check out the cost applicable for different deductibles in Dublin, OH.

Cost of Deductibles in Dublin, OH

The deductible is the amount of money a homeowner pays out of pocket before their insurance policy pays any claims. By choosing a higher deductible, homeowners can lower their monthly premiums.

Homeowners in Dublin, paying a deductible of 500, have to pay a premium of $1028. Policyholders paying a deductible of 1500 and 2000 have to pay $875 and $795, respectively. Homeowners can avail of a discount of $109.74 and $159.74 on deductibles of 1000 and 1500, respectively.

Average_Cost_of_Homeowners_Insurance_in_Dublin_OH

Cost based on Age of the Home

The age of the home plays a crucial role in specifying the cost of home insurance. As homes age, so do the installed systems and materials.

For instance, if you stay in a home older than 30 years and likely need many improvements, then the premium charged will be higher than the newly built house. Older homes are more prone to property damage, repairs, and renovations.

In Dublin, houses that are 40 or 50 years old pay $1067 and $1080, respectively. On the other hand, newly built homes are less prone to damage, and home insurance companies offer substantial discounts to newly constructed homes. For instance, newly built homes in Dublin can avail of lower insurance of $770. Therefore, the older the home, the higher the premium charged.

Cost based on the Systems installed in the Home

Homes with unique and distinctive features are more likely to demand a higher premium. For instance, homeowners with a swimming pool in their homes have to pay a premium of $1061. In addition, homeowners who may have a swimming pool with a diving pool or a slide can get insurance for $1092 and $1103, respectively.

Cost based on the Claim History

Policyholders can take advantage of discounts to reduce the cost of homeowners insurance by displaying zero claim history. By providing a history of zero claims, homeowners have to pay a premium of $905, whereas policyholders with one and two claims have to pay a premium of $1113 and $1165, respectively. So, the higher the number of claims, the higher the premium added to the insurance.

Top Home Insurance Companies in Dublin, OH

Home Insurance Company A.M. Best Financial Strength Rating Homeowners Insurance Market share
State Farm A 20.9%
Allstate A+ 10.89%
Liberty Mutual A 8.64%
Nationwide A+ 7.28%
GEICO A++ 3.2%

Top Liberty Mutual Home Insurance Agents in Dublin, OH

Homeowners Insurance Agents Agent Address Contact Details
Edmund Baker 16505 Square Dr
43040
(937) 644-9118
Todd D Greenwalt Lutcf 150 E Mound St Ste 202
43215
Sunny Singh 111 W Johnstown Rd
43230
Kenneth R. Strohmayer 1271 CRESCENT HEIGHTS RD
43302
740-387-7223
Tom Keating Lutcf 700 S High St
43206
(614) 745-8199
Blake Prow 2844 Johnstown Rd
43219-1772
614-471-5557
John Palmieri Jr. Lutcf 115 LONG STREET
43103
740-983-3211
Justin Jemela 500 S FOURTH ST
43206
614-228-4496
Dylan Hayes 104 E College Ave
43081
(614) 306-2726
Dawn Tully 3821 N High St
43214
(614) 451-6600

Top Nationwide Home Insurance Agents in Dublin, OH

Homeowners Insurance Agents Agent Address Contact Details
Steven E Laubach 5108 Cemetery Rd
43026
Alan Murray Rubin 2810 London Groveport Rd
43123-9590
614-539-3333
Kenneth R. Popovich 202 E FRANKLIN STREET
43326
419-673-8256
Noltensmeyer Ins Serv Llc 511 MAIN ST STE A
43125
614-837-9464
Kenneth Rhodes And Associates Inc. 50 E OLENTANGY ST STE 320C
43065
614-602-5770
Noltensmeyer Ins Serv Llc 1857 NORTHWEST BLVD STE 203
43212
(614) 655-5635
The Pizzichillo Agency Inc 90 E Wilson Bridge Rd Fl 1
43085
Marvin L. Jenkins 103 Bigelow Ave
43064-1139
(614) 873-4431
Tammy V Watt 6037 Frantz Rd Ste 107B
43017
Noltensmeyer Insurance Services Llc 4490 WINCHESTER PIKE
43232
(614) 837-2131

Top GEICO Home Insurance Agents in Dublin, OH

Homeowners Insurance Agents Agent Address Contact Details
Rhonda Evans 2020 Brice Rd Ste 120
43068
(614) 837-6391
Email:rhevans@geico.com
Jim Irvin 482 HARCOURT RD
43050
740-397-2333
Email:jirvin@geico.com

Top State Farm Home Insurance Agents in Dublin, OH

Homeowners Insurance Agents Agent Address Contact Details
Kurt Hawley 38 E CHERRY STREET
www.kurthawley.com 43074
740-362-5601
John Parker Jr 3136 BROADWAY SUITE 103
www.johnparkeragency.net 43123
614-875-3010
Rich Sheley 327 S Main St
45344
(937) 845-0004
Sean Gorham 5108 Cemetery Road
www.seangorham.com 43026
Ted Kosmidis 1553 Commerce Road
www.sfcommack.com 45504
(937) 203-2704
Ann Percy 139 S Sunbury Rd
www.askannpercy.com 43081-9305
614-890-1166
Jim Iagnemma 122 E HIGH ST
www.jimiagnemma.com 43050
740-392-9111
Caughey Hearn 6422 Winchester Blvd
www.chearnagent.com 43110-2005
614-834-9566
Rich Ziegler 438 E Wilson Bridge Rd Ste 105
www.richziegler.com 43085
(614) 769-6436
Steven Dennis 154 N Chillicothe St
43064

Top Allstate Home Insurance Agents in Dublin, OH

Homeowners Insurance Agents Agent Address Contact Details
Scott A. Panyi 1944 Baltimore Reynoldsburg Road
43068
Socorro Ins Agcy 3235 Genevieve Dr
43219
J L Massie Ins Agy 7100 N HIGH ST STE 300
43085
614-848-3000
Dempsey Young 999 N 21st St
43055
(740) 366-7391
Kurt Hesser 15 MIDDLE ST
43021
614-761-2825
Bancorpsouth Ins 1043 E 6th Ave
43130-3255
740-687-1961
Marvin Rich 5038 Cemetery Rd
43026-1642
(614) 876-1224
Steve T Lee Po Box 928 Mount\u00a0Vernon
43050
Jim Jones 400 N MEMORIAL DR
43130
740-654-0532
The Ins. Store Inc 20 E Maple St
43060

Homeowners Insurance Comparison for the Cheapest Premiums in Dublin, OH

Liberty MutualState FarmGEICO
Median Home Value ($) 372,110322,110332,110
Construction year 199820112009
Home Coverage ($) $300000-$350000$250000-$300000$300000-$350000
Total Premium ($) $1390$965$936

Dublin, OH Multi Policy Discounts by Home Insurance Companies

Home Insurance Company Multi Policy Discount (%)
Liberty Mutual upto 19%
Nationwide upto 5%
GEICO upto 15%
Allstate upto 22%